MoneyHello
Get offers

Say Hello
to Fast Finance

Get matched with trusted lenders in minutes.
Compare offers and choose what
works for you.

Choose loan amount

R 2000
R 500
R 25000
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MoneyHello is a free service. We may receive compensation from lenders.

Thabo
R 40005 min ago
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HOW IT WORKS

Getting the finance
you need is as easy as "Hello"

Wondering how to get an online loan in South Africa?
See how MoneyHello matches you with NCR-registered lenders in 3 simple steps. No paperwork, no stress

Tell us what you need
Step 1

Tell us what you need

Use our slider to choose your borrowing amount and purpose. We'll ask a few quick questions to understand your needs.

  • Under 2 minutes

  • No credit impact.

We find your best matches
Step 2

We find your best matches

Our technology scans the South African network. We bring NCR-registered lenders to you.

  • Trusted providers only

  • Clear rates upfront

You choose and get paid
Step 3

You choose and get paid

Review your offers and choose one that fits your budget. Then, complete the final steps with the lender, like a digital signature and bank verification.

  • Instant cash payouts.

WHY US

Why trust
"MoneyHello"?

We aren't just another faceless finance site.
We're your partner in navigating the South African lending world.

100% Free Service

100% Free Service

Our platform is free for you. We earn a fee from lenders, focusing on finding a deal that suits you.

NCR Compliance

NCR Compliance

Your financial safety is our priority. We vet lenders to ensure they are registered.

Bank-Level Security

Bank-Level Security

We use 256-bit encryption to ensure your data stays private and protected.

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FAQ

Your questions, answered

We believe finance should be transparent and easy to understand. If you've got a question that isn't covered here, feel free to reach out—we're here to help!

The Basics

We aren't a bank or a lender. Think of us as your personal loan matchmaker Instead of you filling out dozens of applications at different banks, you fill out one quick form with us. We then use our smart tech to find which registered South African lenders are most likely to approve you.

Not a cent. Our service is 100% free for consumers. We get a small referral fee from the lenders if you choose to take out a loan with them. This allows us to keep our platform free and focused on finding you the best deal.

Never. When we show you your matches, you are welcome to compare them and walk away if none of them fit your needs. You only enter into an agreement when you digitally sign with a specific lender.

Eligibility & Credit

No. When you use MoneyHello to see your initial matches, we perform what's called a "soft search." This does not impact your credit score. If you decide to move forward with a specific lender, they will perform a final credit check as required by the NCR.

To use MoneyHello, you generally need to:

  • Be 18 years or older.
  • Have a valid South African ID.
  • Have a steady monthly income (salary).
  • Have a personal South African bank account for the payout.

Most of our partner lenders require a regular salary from an employer. However, some of our specialized partners do consider pensioners. Currently, we do not have lenders in our network who provide loans solely based on SASSA grants.

Speed & Payouts

  • Matching: Takes about 2 minutes.
  • Approval: Usually happens within the hour during business days.
  • Payout: Many of our partners offer same-day payouts. Once you’ve signed your contract, the money is often in your account within a few hours.

Through our partners, we can help you find anything from a small R500 "bridge" loan to larger personal loans of up to R250,000, depending on your income and credit profile.

Because we are a marketplace, rates vary between lenders. However, because we only work with NCR-registered providers, your interest rate is capped by South African law. You will see the exact interest rate and total cost of credit before you agree to anything.

Still have questions?

Our team is here to guide you every step of the way.

Contact us

Statutory Disclosure

MoneyHello is a loan comparison platform, not a lender. All loan approvals are subject to the final credit assessment of the chosen provider. We may receive compensation from participating lenders.

Interest Rates: Max APR is 60%. Terms: Repayment periods range from 3 to 72 months.
Example: A loan of R5,000 over 6 months may have a total repayment amount of approximately R6,250, including interest and initiation fees.